Regulating to serve the unbanked: A study of the U.K and China

The purpose of this book is to study the role and effectiveness of law and regulation in relation to the problem of financial exclusion. The research was conducted through a comparative study of the United Kingdom and China, and focuses on whether law and regulation could fulfill a role in facilitating vulnerable consumers’ access to basic banking services. The book reviews the exclusion conditions in both countries, and analyses the reasons for, and negative consequences of, being excluded from such services.